CypherX – Mobile App & Fintech Startup

Algorithm For Limitless Global E-commerce Solution

We have simplified and optimized financial transactions, thereby, reducing operating costs and ensures frictionless transactions between merchants and consumers

25k+ Active Users


300+ Reviews

99.9% or our users around the globe has encouraging things to say

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About Us

We do not struggle to Offer an Unparalleled Experience; It’s in us

In the light of our fully integrated suite of financial and payment security solutions for both merchants and consumers around the globe

We bring proficiency to your enterprise and business of any level irrespective of place and time. That’s why we

Anytime Transaction

Ensure fast, predictable instant payouts to your bank accounts at the speed of light any time any place

Zero Hidden Cost

Provide more awesome benefits while you paying much less than industry rate.

Trust is key; Hence Cypher X Escrow Solution

Provide comfort to your clients and optimized financial transactions on your online sales of goods and service with Cypher X Escrow

Our outstanding state of the art ecommerce solutions ensures safe transactions on mutual grounds, mitigates frauds, ensures only legitimate transactions and consumers satisfaction.

280+ Integration

Available API Connection

Outstanding Solutions

In-App Cypher X voting solution requires no codding

Monitor and easily collect voting revenue in real time on all levels of talent hunt project, Receive instant and automatic payout from participants voters

Statistics speak for themselves

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User Satisfaction
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API Integration

Cypher X USSD, a Payment Method for all

Send, receive payments on your daily transactions of all category and pay bills at the speed of light simply by sending a specific code

  • Flexible Transaction

    It provides different actions from any mobile phone with or without data connection

  • Simple & Easy To Use

    By entering a single set number, the user can have access to all types of services, menus, etc.

  • Strong Security

    Cypher X intelligent fraud detector only responds to your dedicated phone number and authenticates all transactions with a unique PIN

One API, Multiple products & limitless solutionswith cypher X, you have no limit

Our easy to integrate & well documented APIs avails all you need to build that your dream financial or social projects.

  • Cypher X Escrow Checkout

    Trust is key, revamp and optimized financial transactions on your online and offline sales

  • Payment Links/ Invoicing

    Use Invoicing to collect payments from new /existing customers or share a payment link to them.

  • Billing

    Bill and manage customers however you want, from simple one time or recurring billing.

  • Payment collection

    Our virtual account API allows you to accept instant payments from your customers via bank transfers.

  • Virtual Cards

    Create and manage virtual malty currency virtual cards for your limitless local & international payments.

  • Voting

    Manage voting and revenue collection in real time for your talent hunt projects with our voting solution.

Always know what you’ll pay

Pricing that accommodates business of all sizes, Everything you need to manage payments

We believe that the cost of business growth should be fair and transparent and this is why we created our Fair Pricing Policy that is suitable for businesses of all sizes.

More than just a payment collection Solution

Cypher X is the catalyst to your digital experience as a merchant or an end user

We ignite your digital experiences.

Our payment collection suite has all you need to ignite your online transactions without limits

Impeccable yet easy to use app within you reach

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Our commitment to excellence is reflected in our customer service. We are always here to help you with any questions or concerns you may have.


300+ Reviews

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  • Download the App

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  • Create an Account

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  • Verify & Start Transaction

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